Safe Haven Investment Type

Kind of safe-haven investments are investments that have a low level of risk in the period when the global economy is uncertain. The problem is a kind of safe haven investment is safe haven to the type of investment is no longer a safe haven. There are several types of assets that currently belong to the safe-haven US government bond among them, gold and silver, land and property. Things you need to know is to decide when you're going into these assets.

The classic example is the US government bond. In this case the coupon payments and the principal amount is fully guaranteed by the US government. And because the US government has never been considered a default (fail) in debt, the US government bonds are considered safe-haven investment types. Many governments of other countries are also issuing bonds, but the level of risk is not always the same. For example, the Russian government never defaults in paying the bond in 2000, and the Australian government in the 1930s. Some European countries as well as in the event of a debt crisis until 2012.

Besides the US government bond that can be drawn based on the strength of the US government's credibility, some kind of safe haven assets physically unchanged despite the global economic turmoil such as gold and silver, land and property. However if the current investment in gold and silver is really no risk or low risk? The current gold price is significantly higher than in the 1980s that at the level of USD 300 to USD 400 per ounce, but the last 2 years tend to continue to decline from a high of USD 1920.72 in September 2011.

Gold is no longer considered a safe-haven asset types when its value suddenly dropped to nearly the levels of the 1980s. Many individual investors in Australia who consider the type of land and property assets is the least of the level of risk, but lately many are not satisfied with the decline in property prices due to the influence of the global financial crisis.

Time to invest into safe-haven asset types probably is a difficult decision. Will you wait until the price of the asset for which you have fallen and then sell them to put into safe haven assets? It seems reasonable at this time but the problem may be a loss you have built up.

After the expiration of the global financial crisis, the stock market will rebound and the time you signed in, but when the recession you can glance at safe haven assets. In determining the time to invest you should consider the economic cycle of the country where you want to invest.

You do not have to switch to the type of assets safe haven only when the economic situation is uncertain, if you diversify properly on assets, then porto-folio you are also the sort of asset safe haven, which can still be profitable either when conditions the economy is expanding and when the economy is uncertain.

Source: www.thebull.com.au: What are the safe haven investments ?, by: Richard Heaney

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12:53:00 PM | 0 Comments

Investing Gold, Is It Time?

Central banks play an important role in maintaining and increasing the demand for gold bullion. Russia's central bank is one of the most top in buying gold to strengthen its reserves. In the record of the World Gold Council (WGC) The Central Bank of Russia is a major gold buyer both in 2014 and 2015. With the fall of the ruble in 2015 made a gold purchasing trends by Russia changed later.

Investors are still confident of gold investment demand this year will still be increased by 15% from the four quarter amounted to 169.3 tons yesterday. This is in line with the capital outflows Gold ETF which experienced a slowdown anyway. WGC reported that gold demand remained flat over the past year alone, which is 4,212 tons, of which the first half is lower than in the second half. The fall in gold prices in the second half coupled with increasing geopolitical crisis and the global financial turbulence makes the purchase of gold rose.

Purchases made by the central banks also increased from last year amounted to 584 tons in 2014 to 588 tons. Step diversification of assets is done in anticipation of the fall in crude oil prices and global economic confidence falls. Russia's central bank, for example, buy no less than 200 tones of gold by 2015, of which 141 tons of which was purchased in the second half. Oil is one of the mainstay of Russia's commodity, so the fall in crude oil prices is anticipated to increase foreign exchange reserves in gold.

The amount of gold bought by central banks recognized by WGC higher than their estimates. An estimated range of purchases by central banks over the year is 400-500 tons, is now at least a range of purchases rose at 500-600 tones. Interestingly, the change since 2010 is that they initially net sellers, a net Purchaser.

In contrast, demand for gold by retail customers decreased by 2%, or 3,427 tons, excluding the purchase of gold is still increasing in China. The problem is China has faced slowing economic conditions and their currencies also weakened. On the bright side, traditionally gold itself is still a commodity that is in demand in India. Typically, gold demand will soar in the second half before the celebration of Diwali.

The retail consumer prefers gold in the form of bars and coins, particularly in China. Although Yuan expected to weaken this year, it raised chances safeguard assets by purchasing gold. By contrast, in Russia, the retail consumer demand has decreased most sharply, the lowest in the last 14 years or a total of 42.1 tons or 39 per cent decline. The fall in crude oil prices and the ruble makes consumers hold back on purchasing gold.

In 2016, so far the price of gold rose 12%. Triggered investor concerns over global economic conditions are opaque, although the shadow of the strengthening US dollar, if the interest rate is raised again by the US central bank, the Federal Reserve - will hit the price of gold back. Even Goldman Sachs estimates ema at year-end prices could return to $ 1000 per ounce. Despite the potential to go down, but for investors who are concerned about erosion of their portfolio in equity assets, of course, buying gold is a good choice, especially if it has been done since January 1 yesterday.

Gold has become an investment option especially addressing the trend of negative interest rates, which is expected to be done by central banks this year. On Tuesday (16.02.2016) for the first time in history, the Japanese bond yields to redeem past 10 years are in a negative position. Of course, placed the money in banks with negative interest rates are actions that will erode assets. One way to save the assets in such circumstances are changing commodity investments in gold. For some market participants who are not familiar with gold trading over the years, the way out is indeed feels awkward. But this is the best step that can be taken when the current condition is uncertain.

There are also other choices in allocating current investment, buying shares of gold mining. When gold prices fall, these stocks took ideas. Currently, some of which fall into the category of cheap. In fact today, most of these stocks have risen after gold prices also rebounded, expected that the majority has risen 22%. Indeed, if it had to choose between buying shares of gold producers or buy gold directly, still better is to buy gold directly.

With the rise in share prices of gold in such a way that, of them even have approached the high level, even when compared with the products of gold itself can be even more expensive. At least, these two things, both gold stocks or gold itself is moving toward the top.

Investors still have to be aware of the movement of stocks and crude oil prices. Selloff that hit the stock market can just stop and make a rising gold price stuck back. Everything will not run continuously, the cycle will always be corrections and stop for a moment to determine the pace of further movement. The US dollar is still in control is important, fluctuations in the gold price will drag universal pattern.

More recently, a statement the US central bank governor, Janet Yellen to negative sentiment for the US dollar. The selloff that spread to the stock market and money into a tail wind for gold to strengthen again. No one can be sure when selling will stop, especially the majority of market participants today, amid the confusion as central banks themselves. Liquidation will still underway and will end in time. Currently selling tsunami is over, you who have bought gold will arrive turn to come out and liquidate positions.

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2:19:00 PM | 0 Comments

The Crowded Safe Haven Make Investors Worry

It should be recognized that a variety of positive data last week were able to be a tail wind that pushed stock indexes rise and now it seems the wind has changed direction. Markets fluctuate despite the uncertain direction of the trade.

On Wednesday (03/09/2016) Asian Stocks tend to move down the continuing decline in the previous and following the results of trading on Wall Street. Japanese shares be driving today's decline is influenced by sentiment renewed concern over the statements regarding the condition of the global economy, and encouraged investment security needs, thereby suppress the price of a commodity, too.

Japanese TOPIX index declined 1% while the mining sector became the main driver of this decline. Copper commodity prices in futures trading continued price decline by selling amid the rise of the metal industry today. Crude oil prices still trading below $ 37 per barrel. The Australian dollar was depreciated while the Japanese yen rose for a third day on the dollar and Euro this.

After three weeks the increase in the stock market occur and is able to return nearly $ 5 billion of funds previously losers of global decline in equity values, this reduction makes sense technically. Correction shortly after a rally that long to find a new balance while waiting for the latest economic data, particularly regarding Japan and China. In addition, the market's attention is also focused on what steps will be taken either by the European Central Bank (ECB) or the Bank of Japan and even the Federal Reserve will be announced in a week. Many opinions assess the decline in China's stocks have shaved at least 0.3% of the national growth of the Bamboo Curtain country.

Yesterday, the Chinese economic data into the limelight of global market participants as an indication of the current international economic view. The next market movement trend is continuing what effect, if initially the upward then will rise and vice versa. In other words, the market conditions relatih secure to perform transactions. After reporting a contraction in GDP in the fourth quarter at the end of yesterday's trading session, Japan reported the latest data query engine, while from China awaited news of the event National People's Congress (NPC).

Read also Influences Directions politicization US Dollar Index and Gold

The MSCI Asia Pacific index dropped 0.8 percent this morning to try to establish the lowest trading level since March 2 yesterday. Trade influenced the collapse of exporters were down 1.7% on the Japanese TOPIX index. The Kospi index fell 0.1% and the MSCI World Index was down 0.2. The index S & P / ASX 200 of Australia, where the mining sector recorded the second largest after the banking sector, reportedly did not experience perbahan, only a small down 0.5%.

Index futures exchanges of Hong Kong, the Hang Seng and the Hang Seng China Enterprises Index dropped 0.2% respectively. Shanghai's Composite index ended up 0.1% yesterday although it had fallen 3%. The index Standard & Poor's 500 and the Dow Jones flat course. The index S & P 500 was down 1.1 percent after touching its highest level since 5 January. Driven by falling stocks of raw materials amounted to 2% and the energy sector. Crude oil fell for the first time since the three-day, 3.7 percent to the price of $ 36.50 per barrel after briefly made the most expensive price in two months, the fall in crude oil prices triggered by the increase in US crude reserves.

In currency trading, the yen rose 0.2% to 112.45 per dollar, and rose 0.3% to 123.64 on the Euro. Currency usually moves in line with movements in its stock index, is now a star among the other currency pairs this year. Meanwhile The Australian dollar fell 0.2 percent to 74.27 US Sen, tercata as penrunan streak in two days. Bloomberg The dollar index did not change much after rising 0.2% in the previous session after a six-day turn.

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The increase in Japanese Machinery Orders Can Restore Confidence BoJ

Learning Investment09 - Japanese machinery orders reportedly rose two consecutive months to January on Monday (14/03) this. The data also shows that companies expect demand will increase in line with the policy of the Japanese government which will further add to the stimulus.

Japan's core machinery orders, which do not include vessels and power tools, jumped to 15.0 percent month-on-month in January, according to the Cabinet Office. The number is far higher than the 2.0 percent rise forecast by analysts calculated and outperformed an increase of 4.2 percent in December.

Factories are key drivers that drive a sharp rise in the purchase of machinery sector, which achieved growth of up to 41.2 percent in January. Meanwhile, the non-manufacturing orders increased by only 3.6 percent.

Read alos 7 Exact Steps To Get Success In Business Fastly

Japan Investment Rises

According to economist Marcel Thielant at Capital Economics Japan in a note that summarized by WBP Online today: "We did not expect too much on the data for the calculation of one month only, however, the data today showed that the investment budget will rise rapidly this time in the quarter. "

The increase in machinery orders show that companies are expect an increase in demand, after "nina-bobo" long enough during the December quarter, especially when the economy contracted 0.3 percent due to a sharp decline in private consumption.

Related to the Japanese monetary policy, Thielant added that given the disappointing market reaction to the negative interest rates recently introduced by the BoJ last January, with this data BoJ will still be able to work with confidence, or at least to restore confidence in the near future.

Responding to the report, the USD / JPY is still at the high level that had reached 113.80 on March 3. On 10 March, the USD / JPY drop towards 112.84 after the ECB's policy positions are cut interest rates again and crush the US Dollar.

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12:06:00 PM | 0 Comments

Want To get Success So Fast In Business? Here Are 7 Exact Steps

Learning Investment09 - Every person must have a desire to become a successful entrepreneur, like Bill Gates or Mark Zuckerberg. Because of their wealth that is extraordinary.

But whoever the person, in building effort must start from scratch first. In order to thrive, they came with all his efforts with the intentions, hard work and sincerity. Because no doubt, some of these attitudes is the important thing to have if you want to become a successful entrepreneur.

In addressing any whim you must have a strategy and a vision-mission, in order to focus the business work. Therefore, for the successful own business here are some tips that you can follow as a step towards success.

1. Observe, echoes, Modifications

If you are still confused as to start a business is like, try to pay attention to a successful business is growing. Then learn how they build and run the business, after that create a business model similar to them, yet still modify some aspects, in order to grow own business with distinction and distinctive characteristics. How It's really powerful to get the idea of ​​doing business.

2. Financial Evaluation

Before stepping into the business, try to evaluate the overall return of capital and expenses that will be needed in the early days in business. This step is to anticipate any financial risk that may occur in the business.

3. Work with a Partner or Investor

The risk of failure must be in business, and for this is certainly the main problem is money. So that you do not lose too much, try to invite colleagues or investors in building a business.

4. Provide Added Value to Products

Typically, the process of marketing a product or service, are the main difficulties most frequently encountered by entrepreneurs. Because they are still confused and difficult to condition what good step in selling.

But do not even hung up on how to sell or give the price alone. If you want to be successful and easy to market the product, try to give added value to the product. The added value is intended to make your product better and different from the others.

5. Use with Good Time

Time is money, terrific Employers really appreciate every time he had. Therefore, use your time well and productively in running a business.

6. Make the Central Technology Developing

In today's world of technology is growing rapidly, so you have to make the best possible to advance the business. Because through technology you can market your products easily and attract the attention of consumers with a wider wide.

7. Recruit Employees Carefully

In the end, you definitely need the help of employees to run the business. To that end, do the recruitment process carefully and thoughtfully. Do not get just because you want to quickly run a business you hire employees that perfunctory. Because bad employees could destroy your business.

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11:58:00 AM | 0 Comments

Gold Investment: Is It Good Investation?

Learning-investment09.blogspot.com - Gold Depressed On Strengthening Dollar Ahead of ECB Meeting Gold has always been a hot topic for discussion. This can happen because gold is not only include metals are much in demand but also metals that monetary value. But if gold could be used as a good investment or investment gold is a waste - waste of time and money?

Although gold is now it has not become the primary currencies, history records that gold has played a very important role in the economic sector in many countries. Gold is also included in an investment still strong and have a long period of time. In addition, gold can be a valuable additional portfolio particularly in markets that are deteriorating.

Read also Gold Depressed On The strengthening dollar ahead of ECB meeting

Benefits and Advantages of Gold Investment

1.Likuiditas

Gold has high liquidity. The point is that gold can be easily converted into cash anytime and anywhere throughout the world. Of course this can provide convenience for their owners. Plus, liquidity and universality of gold is also balanced.

2. Diversification

Diversification is one of the key long-term investment success. Adding a secure investment and different on your portfolio is also an essential way to diversify and reduce the overall risk of an your  investment. Gold can give you an alternative way to diversify investments effectively and useful. It can do because gold often experience the opposite movement to the movement of the stock market and currency values.

3. Stable Value

Gold tends able to retain its value over the years. Even some economists argue that the price of gold does not indicate the value of the gold itself. Thus if the price has decreased, the value of the gold basis has not changed at all. The existence of a clear and fixed quantity as well as the fact that gold is a commodity, gold has led to a very stable value when compared to other.

4. As Hedging against Inflation

The value of gold increases when there is inflation. As gold is bought with money, any decrease in the value of the currency, then logically will lead to an increase in the price of gold. Therefore, during the inflation, gold could provide a more stable investment than cash.

5. Can Be Used As Input In Production

Until now, gold is still included in this type of universal commodity. Plus, the demanders are reliable and can further stabilize the gold price. This is because gold is also used in the production process on some kinds of products including jewelry and electronic goods. In fact, when the demand increases, the gold market could push and force the price of gold higher.

Read also Recommended Price of Gold, Thursday, March 10, 2016 (By Jul Allens)

It is true that gold can be a great investment and a promise for a number of reasons that have been outlined above. But, still wary of the lack of investment gold below before you decide to invest:

1. Gold Can not Generate Passive Income

Other investments such as stocks and bonds can provide passive income (passive income) in the form of interest and dividends. However, in gold investment, the return can only be obtained when the value of gold is rising and when you decide to sell it.

2. Gold Require Physical Storage And Insurance

If you choose to buy gold in physical form, you not only need to do a safety deposit in gold, but you also need insurance to protect it. If you do not do both of these things, it will not be able to do anything - anything to replace the gold if there is damage and stolen.

3. Increase In Gold Value Along With Currency Deflation

Many economists argue that the value of the gold only increases when the economy experienced deflation or also at the time of high inflation. The impact of that is a lot of criticism reveals that gold does not offer sufficiently high returns compared to other markets.

When is the Right Time to Start Investing in Gold?

The time is right for investment gold when inflation is expected to occur and it pushed down the value of the national currency. The faster and you can detect the start of a decline, the more space and opportunities for you to be able to get profit (bold). Indicators instructions eg stock market decline and political chaos could indicate a deflation will come on the currency of your country. The announcement by the central bank to print more local currency can also be a sign that that's when the right time to start investing in gold.

Since gold is one of the investments remain stable when markets deteriorate, consider if you are feeling bearish or bullish, use the gold to complete and meet many stock portfolios. The most important thing to remember is that you need to enter and use the strategic management in the same portfolio for gold as an investment allocation of your other purchases.

There are several ways you can do when investing in gold:

1. Buying Gold Direct

You can buy gold directly in the form of bullion or coins. Then you will keep it in physical form, and gold can also be sold at a later date. You may feel very happy when gold is in your hands, but you also need to remain cautious with it. The negative aspect of this is that you have to pay to make gold has insurance and stored properly.

2. Buying Stocks In A Gold Company

Values ​​for gold stocks will have a relationship or a strong correlation with the value of the gold itself. Therefore, you can buy shares in a company that produces gold. Benefits can be gained as you will earn dividends on your shares them.

3. Investing in Gold ETF

Gold ETF is an ETF that specializes securities investment gold. Diversification like this however can also minimize the risk of your investment. Two of the most popular ETFs trading on the market was TRACKS Gold Trust and the iShares COMEX Gold Trust. Unfortunately, this is only available in the United States.

4. Trading Gold

Similar to forex trading, gold trading also provides an opportunity for traders to profit from rising and falling prices short term. Gold can also be traded with accurate and consistent because gold is very respectful of support / resistance.

You can trade gold fine all day in a wide daily range is between 300 to 500 pips and the greatest movement occurs when the overlap between London and New York sessions. To see the characteristics of trading in gold and gold trading tips please visit this page.

Read also GOLD PRICE MARCH 10: Spot Down 5 Points To Level Distressed US $ 1,257.40 US Equity Markets Increase

Conclusion

Gold can become a profitable business investment as other types of investments failed. If you often pay attention to inflation or deflation, it is possible to add gold on your portfolio is the right step. Highly recommended for those who are interested in gold investment to understand the specifics type of gold investment and really consider carefully before investing.

For example, how much money you spend for storing and insuring gold, if it will invest in the form of physical gold. You also need to know the news that could potentially make a big difference when it later leads to the advantage that you will gain.

Given the possibility of large-scale purchases of gold in an economy that was hard, try not to join an enthusiastic and engaged with the situation. So you avoid excessive exposure to the types of certain asset classes, you should always keep your portfolio is well diversified.

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12:54:00 PM | 0 Comments

Gold Depressed On The strengthening dollar ahead of ECB meeting

Learning-investment09.blogspot.com - Gold prices traded lower on Wednesday (9/3) as equities rose more than 1 percent as the impact of the continued expectations of monetary easing will be announced at the European Central Bank meeting on Thursday which gives the selling pressure on the Euro, so the US Dollar strengthened quite sharply against the Euro.

Strengthening greenback prompted market participants to profit-taking in gold, given the price of the precious metal has rallied to reach the highest level within the last 13 months or since February 2015 ago.

Euro currency conditions throughout Wednesday, the dollar continued to weaken against the euro has weakened even as much as 0:53 per cent throughout the day wherein from 1.1009 opening position and are now at the level of 1.0952. Currency pair EUR / USD also failed to break the resistance nearby at 1.1070 daily time frame so as to encourage Euro weakened against the greenback.

While the outflow was also seen in the Exchange Traded Fund based gold where the number of gold holdings declined by 2.4 tones on Tuesday, yesterday in which it became the largest outflow of gold holdings in the period of 4 weeks.

Read also Recommended Price of Gold, Thursday, March 10, 2016 (By Jul Allens)

Investors sold gold because they do not want to speculate further, especially ahead of the ECB decision is expected to lower interest rates on deposits at least 0.1 percent in order to expand the asset purchase policy to enforce Euro zone economic growth.

When the news was revealed, gold traded at 1247.64 USD / troy ounce or fell as much as 0.74 percent since the opening of the New York session or have weakened 1:28 percent so far this Wednesday.

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11:58:00 AM | 0 Comments

Long Term Investment Strategies For Layman

Learning Investment09 - We've certainly had a lot to know that the investment necessary to do for the sake of a better future. But with many investment options in today's surely not an easy thing to determine an appropriate investment for us. If you do not dominate the market situation is still quite difficult to resolve this issue even if you diligently seek detailed information about investment opportunities including long term investment strategy.

We may still remember that the global financial and economic crisis has had a huge impact on the macro financial markets including reduced levels of investor confidence. In many countries, including in the country stock markets suffered colaps so that investors suffered huge losses due to the decline in capital market drastically.

In such conditions many ways by investors such as, sell shares as soon as possible, retain their shares, some even increase the amount of investment. So how exactly long-term investment strategy that is most appropriate to deal with this problem? Certainly there is no definite answer on this case, but rather depends on the needs of investors in accordance with the investment or even a reason to invest.

There are at least three steps or options that may be made by investors, namely, to survive or hold as a first step, rebalancing or increase investment in a second step, and as the last step is to cut loss or sell. The current state of the market was declining ideally investors should not panic. Especially if their purpose is to make long term investments that can be expensive to invest the funds. Long-term investment is meant here is for a period of at least 10 years.

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Be Aware...!The amount of income is not the Most Important In Investation

Fundamental Analysis

Historical records state that stock investing has the potential to give a return or returns are better when compared with the investment deposit for a period of long-term investment. In 1998, in which the severe economic crisis hit the homeland and the world economy is drastically decreased with the interest rate of SBI (Bank Indonesia interest rate) reached 28.20%. Interest rates on deposits even reach up to 70% rate.

The current inflation was also reached 6:59%. JCI during 2007 increased by 52.08%. Investing in stocks is much higher than other products based on the calculation of value in return for 9 years. In that period the return on investment in SBI by 180.93% while the stock amounted to 583.54%. Thus it can be concluded that investing in stocks is likely to provide more profit.

Thus, if guided by development and its history, the advice for long-term investors should be is not too concerned with a variety of reports contained in the mass media. News about mutual funds or withdrawal should not things that can affect investors. Economic news thus should not be a suitable indicator for long-term investors. In addition in the country, in other countries even though the mutual fund investor similar products also have such consideration. They will not be affected by the withdrawal of the registration or mutual funds.

One long-term investment strategy that can be done by the investor is to consider the investment manager, which includes oversight of the trust, reputation, performance, and fundamentals. Nonetheless investment diversification is also a thing that is not less important. It aims to minimize the investment risk or the impact of investments. Investors can invest in deposits by 80% while the remainder could be allocated for the purchase of shares. Stock investment is meant here is certainly a long-term investment, which is 5 years. You can also do the opposite.

One thing to note investor is an investment manager who will manage the money. Assessment needs to be carried out from the aspect of performance, personality, reputation, and track record. However, the choice of investment diversification is not important. That is, you as an investor is not advisable to invest in one type only. For example, you can invest 80 percent of your money on deposit and the remainder to stock. Thus, you can minimize the risk of loss and losing your money overall.

When there is a condition in which one portion of the portfolio is reduced, the investor must divert investment. For example, on the condition that the share price fell amid the stock market portfolio to 10% while deposits reached 90%. In general, long-term investment strategy of the investor at the end of the year is a withdrawal of 10% of deposits and reinvested in the stock investment amount will be re-balanced so it is 80:20. If investors use investment returns impartial in general will likely be greater.

The types of long-term investments

Before deciding to choose a long-term investment that is appropriate for you should first determine the long-term financial goals you want to earn. Maybe for baby education expenses, the cost of the pilgrimage, or the cost of pensions in old age you later. Financial goals is very suitable for long-term investment that you want. Long-term investments can be defined as a new investment fund will be used within a period of at least 5 years.

Investment products which have been chosen for the long term is is a property, stock markets, and capital markets. In order to obtain satisfactory results ideally prospective investors choosing long-term investment and be patient waiting for investments to fruition. Do not let you select a product term short-term investments to meet long-term financial goals. Or if you feel the investment period is too long, you can try the medium-term investments in the form of gold investment products and bonds. Buying a property consisting of a house is also suitable classed as a medium-term investment.

Many professional investors recommend investing in stocks as long-term investments with maturities diverse. The time period for example is 1 to 5 years or 5 years and above. When choosing an investment, you can target your financial goals as long or medium term investment. When you have a sufficient capital you can select the property as an investment. For example you can buy one or more properties and then rent out the property that belongs to you or even sell them when needed fresh funds. Put simply declares the property investment mechanism that you can try.

One long-term investment strategy should always do is learn in advance the profile of an investment that is offered to you or be your target. By doing so you will know exactly the profit opportunities that you esteem and the risk of loss that may have you bear. Do not rush tempted by the offer promising investment big profits consistently because it could be a disguised deception. Well, hopefully useful!

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3:44:00 PM | 0 Comments

Be Aware...!The amount of income is not the Most Important In Investation

Many people think that the most important is to accumulate wealth is to have a great income. No doubt, that have a large income can accelerate your path becomes richer. But the statement is only half true. Do not believe, look at the picture below. There are some photos of world famous celebrities. Mike Tyson, Lindsay Lohan, Michael Jackson, Pamela Anderson, Toni Braxton, Brendan Fraser, Nicholas Cage and 50 Cent. They are all well known, the media highlighted, large income, luxury car ride, a world traveler, or had a super beautiful house. It's all common life we ​​see on celebrities. What kind of life is also the coveted everyone. But did you know that the world celebrities are insolvent or bankrupt ever in his life just when at the peak of fame?

Perhaps never crossed the minds of these celebrities that all the wealth, fame, and success they suddenly disappear. Life changed 180 degrees. Impoverished, bankrupt, probably never imagined the world's top celebrities of the time were at the height of his fame first (The Richest sources, TMZ, etc.)

1. Mike Tyson

The fate of the former world heavyweight boxing champion, Mike Tyson, very tragic. To the extent that Tyson suffered life without owning a home. This caused its own wild behavior. Edged extinguished his boxing career after languishing in jail for 3 years 1992-1995. Tyson has been proven to rape a woman at that time. Although he had dropped some boxing match, but it was not enough to restore Tyson kejayaannya.Bahkan period ensnared in drug cases. Finally in 2006 he announced his retirement from boxing. In 2009 Tyson getting worse when his daughter died. Tyson life of billionaire turned into a man who had no home.

2. Lindsay Lohan

Hollywood celebrities have suffered bad luck had deserted after the start of work. Never get an offer to play a movie, Lindsay Lohan actually stay alive with high standards. Even Lohan had threatened to jail after getting into fights at one of the nightclubs. Not only that, Lohan also has not paid taxes for 3 years. Total taxes borne at the time was USD 233 thousand or equivalent to Rp 2.6 billion. The situation was made Lohan accounts frozen by the bank until it went bankrupt because they have to take care of several cases including accidents that occurred in 2009 ago.

3. Michael Jackson

Bankruptcy is also experienced by the world's top singers, Michael Jackson. With large expenditures and love to shop, make him to have a debt of US $ 500 million to several different lenders. Debt makes the coffers of wealth singer who was nicknamed King of Pop continues to shrink. Wah property worth millions of dollars, Neverland, and all its contents had not hers anymore. Jackson died suddenly in 2009. The world's death became public spotlight. According to The Daily Telegraph, Jackson spent more than $ 20 million to $ 30 million greater than its revenues each year. At the end of his life, having died suddenly in 2009, Michael Jackson left $ 285 million in the form of unpaid debts.

4. Pamela Anderson

Hot movie star who once played in the TV series Baywatch is now destitute after his property was dropped drained just to pay the debt. Debt financing was coming from his house which nevertheless arrears stand being deceived by the contractor. Finally, he must pay $ 1.1 million in 2012 ago. Even recently, Anderson reportedly forced to sell her house worth US 7.75 million to cover bills mounting debts.

5. Toni Braxton

2. You might know him through the song famous Unbreak My Heart. His life begins to fall when he was not paid by a record company in 1997. Coupled debts to the cost of living in the style of celebrities made it to declare bankruptcy. Total debt to repay reaches the amount of US $ 50 million, or around 600 billion rupiah. Plus, in 2010, Toni Braxton, who also won six Grammy Awards was diagnosed with lupus. Wealth which collects try again became useless due to run out to finance his treatment.

6. Brendan Fraser

Extravagant lifestyle is the reason for bankruptcy this Hollywood movie star. Monthly income of US $ 75 thousand which diraupnya certainly could not cover the cost of living perlentenya which reached US $ 200 thousand. This is the one that is slowly bringing his savings account into the critical zone. In addition, the back injury that happened make Fraser spending increase. Inability to function normally makes it no longer "widely used". As a result, he was forced to liquidate his assets worth US $ 25 million just to pay the bills.

7. Nicolas Cage

Super luxurious lifestyle makes Nicolas Cage is now bankrupt of success first. The statement was delivered ex-manager business, which Samuel Levin, who sued Cage, because of advising that he was wrong to invest. Levin reveals Cage once bought 9 pieces Rolls Royce and three luxury homes, a total of all 25 million pounds ($ 483 billion). Then Oscar winner also spent 1,2juta pounds more to buy a motorcycle and 20 million pounds to buy a flat. Even Cage's life is synonymous with the spree Spree. Noted, he has at least 15 homes around the world, 4 boats, jet boats, and the island is worth 4.5 million pounds, equivalent to USD 86.9 billion. His lifestyle is what ultimately makes Cage bankrupt. He announced that it has officially bankrupt in October 2009. In fact he was still heavily indebted tens of billions in American Tax Directorate.

8. 50 Cent

50Cent rapper, whose real name is Curtis Jackson, filed for bankruptcy in 2015. He filed a claim for bankruptcy after losing a lawsuit from a woman named Lastonia Leviston, the sex videos he posted on the internet. Search case itself anyway. 50 Cent claimed to have a house with the following facilities: Nightclubs own private (home), 21 bedrooms, 24 bathrooms, a movie theater, basketball court, swimming pool, Grotto (It is not clear what that means "cave" in this case, but it is generally the word is used to refer to a cave). Everything in the pants area of ​​17 hectares. Jackson estimates that assets worth between $ 10 million to $ 50 million. But debt is also equal. That is as the name implies, the wealth of 50 Cent actually stayed 50 cents.

List of artists who broke the world other than the above there are many more. Most of them into bankruptcy because of legal cases, the disease, but mainly because LIFESTYLE WASTES, so that wind up in debt bondage tremendous.

The above facts prove that the amount of income is not the most important. Even more important is being able to manage any income they have. Ordinary income, coupled origin extravagant lifestyle, want to save, and to invest funds for the future will generate prosperity until later old age.

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10:26:00 AM | 0 Comments

The Highest Science In Investment Is Patience

Patience is absolutely necessary to succeed in life, because a lot of things that result naturally depends on the timing. Including stock investment. You can not just reap the results of a stock investment. Results maximum equity investments need time to grow and mature. "Successful investing," Warren Buffett once said, "It takes time, discipline and patience." Arguably the patient is a high-level science required each investor to be successful stock investing. Why is that? Read this article to find out.

If only all the words of investor Buffett. In fact, too many people are looking for a shortcut to successful investing, so instead trapped in investment bulging, or suffer losses due to buying stocks that go up when fried.

Patience It Sciences High Level

Being patient in the modern world is not easy. Because of what? We live in a world that worships speed. Smartphone slow a little, furious. Chat is not immediately sent, annoyed. Email was not immediately returned, enraged. In everyday life are also the same. Cars slow down, already crowded diklakson. It is not easy to be patient, including the patient into a stock investor. Perhaps the patience in the world is a rare creature :)

See also Fundmental Analysis

Patience That school is a Lifetime

Patience is required as long as we invest. If we invest a lifetime, it needs to wait that long. Once we are impatient, then we will fall made a mistake in the decision to invest in shares.

Patience was The training Every Time

In the modern world as it is now a lot of temptation to impatience. The rise of information and social media also makes the investment world full of bustle. If I may say, exactly NOISY. Traders and investors mutually comments about the stock. Media contains news that dramatic. Expert or experts who claim to provide an analysis of its own version. Anyway rowdy like the market. Eh, the stock market is indeed his name ya :) Everything can be a temptation that could make us forget to be patient. Therefore, we must exercise patience at all times.

Patience It often sudden exams

Trials in stock investments was encountered when the market is in a period of crisis. There, our patience was really tested. Do we remain faithful to the discipline of investing according to plan or not. And if the crisis is always sudden. We do not know exactly when it happened, how big the impact or ending.

Graduation of Patience Is Still Long

Many people do not want to wait, for one main reason: the results are not immediately visible. It took a while just to enjoy the end result. Investment in order to get the most, however, takes a considerable time. But the good news is the result of patience is sweet :)

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5:28:00 PM | 0 Comments

Fundamental Analysis

Fundamental analysis is an analytical technique that is commonly used by investors to help share purchase decisions. This article will discuss fundamental analysis with a thorough enough. Starting from the definition, function, and a variety of analytical techniques were used to find the best stocks for investment. By reading this article, you understand about the use of Fundamental Analysis in general.

WHAT IS FUNDAMENTAL ANALYSIS?

Fundamental Analysis or Fundamental Analysis is an analytical technique that takes into account various factors, such as the performance of the company, business competition analysis, industry analysis, analysis of macro-economic and micro-markets. From here it can be seen whether the company is healthy or not. From checking the investor can find out which companies are in good condition and can be selected for investment.

 WHO IS USING FUNDAMENTAL ANALYSIS?

Fundamental analysis is generally the investors, especially long-term stock investors.

ANALYSIS FUNDAMENTAL ANALYSIS CAN ANYTHING?

Fundamental analysis is not limited to stocks, can also be used for forex, gold. The trick was different. But usually when people call Fundamental analysis usually refers to the stock. Investors who use pure fundamental aspect in determining investment decisions called the Fundamentalist.

WHAT NEEDED TO FUNDAMENTAL ANALYSIS CAN DO?

Fundamenal analysis requires the data to be analyzed. Data can be obtained from a variety of news, economic data and financial reports released by issuers listed on the Indonesia Stock Exchange.

• News of Companies can be obtained from newspapers, electronic media

• Economic data can be obtained from the Central Bureau of Statistics releases or Bank Indonesia.

• Data on the company's financial report released by listed companies every three months (quarterly). Can be found on the company's website or in the respective Indonesia Stock Exchange website

Actually we do not have to bother looking for a variety of news and financial reports of companies that broker where you open stock accounts provide it. For example, if you open an account through JurusCUAN shares, then you just open the software online stock trading HOTS and all available there.

See Also January Effect In Stock Market

HOW TO MAKE FUNDAMENTAL ANALYSIS?

In the Fundamental Analysis we can do a top-down analysis from macro economic conditions of the country until conditions in micro enterprise.

• Macro analysis to determine the condition of the country's economy as a whole. We need to see whether the economy is still growing, inflation is threatening growth, and so on. The country's economy is growing will encourage the growth of these companies.

• Sectoral Analysis (Industry) to determine the condition of each industry. We need to know what most industry sectors have a chance to grow.

• Micro analysis to determine the condition of the company. Which can be done by measuring the financial health of the company, seen from the financial statements that is issued.

FUNCTION IS FUNDAMENTAL ANALYSIS?

Fundamental analysis has several uses in the equity investment, among others:

1. Detect the right moment to enter or exit the stock market

By knowing how the country's economic conditions, we can know when we have to invest.

2. Help pick a good stock for investment

With the industry analysis and corporate finance we can avoid companies that have less obvious fundamental

3. Knowing the fair price of a stock

Fundamental analysis can be used to determine the valuation of shares, ie how many shares it worth the nominal rupiah appreciated. There are many methods that can be used to calculate stock valuations, for example:

• Methods PER (Price Earning Ratio)

• Methods PBV (Price to Book Value Ratio)

• Methods of DDM (Dividend Discounted Model)

• Discounted Cash Flow method (DCF)

• Method of Free Cash Flow (FCF)

WHAT IS A FINANCIAL RATIO?

To facilitate the assessment of the financial statements, analysts use a variety of financial ratios. Fortunately it's a lot of media and business newspapers also provide the data these ratios. In addition you can also find these ratios in the online trading platform, or from the Internet. Examples of commonly used financial ratios are:

• EPS (Earning Per Share), or earnings per share

• PER (Price Earning Ratio) or the ratio of stock price than the company's profit

• PBV (Price to Book Value Ratio) or the ratio of stock price compared to the accounting value of the company

• ROE (Return On Equity), or the ratio of profit than the company's capital

• DER (Debt Equity Ratio) or the company's debt ratio than the capital

• and many other ratios

These financial ratios are also available in HOTS.

HOW TO DO ANALYSIS OF FINANCIAL STATEMENTS?

The trick is to compare:

• Comparing the performance of a company over a few periods. This way you will be able to know the trend of the company's performance, whether growing or not.

• Comparing a company with another company in the same sector. This way you will be able to choose the best company in the sector.

Fortunately both methods can be easily done using HOTS

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4:12:00 PM | 0 Comments

January Effect In The Stock Market

Every beginning of the year, investors generally expect profits overflow from the January effect on the stock market. What the January Effect (Effect January)? What caused it? Is January Effect occurs also in the local stock market, or the IDX (Indonesia Stock Exchange)? Check out the answers here

WHAT IS JANUARY EFFECT?

January Effect (Effect January) is a trust in which stock prices tend to rise in January. The calendar effect creates an opportunity for stock investors to buy shares in a lower price and sell it before January after its share price.

 WHAT IS THE CAUSE OF JANUARY EFFECT?

January effect was first observed around 1942 by a banker named Sidney B. Wachtel. He noted that since 1925, there was an increase in the share price in January, mainly in small cap stocks. There are several theories that could explain the January Effect. The most common theory explaining this phenomenon is that individual investors tend to sell shares to avoid taxes at the end of the year. Then they buy back the shares in January, its price increased. Another theory says the cause is mostly individual investors who work receive a year-end bonus, then the bonus to buy shares in January.

JANUARY EFFECT IN THE US STOCK MARKET

The figure below shows the returns in the US stock market in January from the year 1951 to 2011. If seen, until the 1980s phenomenon is still quite effective January Effect. But once it started insignificant effect. This could be because many people are using a tax sheltered investment plan, so no need to sell shares at the end of the year.

JANUARY EFFECT IN INDONESIA STOCK MARKET

Is January Effect occurs in the Indonesian stock market? Based on data for 1995-2015 (21 years), JCI rose as much as 14 times, and down seven times in January. So there are about 66.6% probability of happening January Effect in the Indonesian stock market. This probability is smaller when compared to the possibility of window dressing in the stock market.

However, the data is not a guarantee that the January effect is always happening in the stock market. Keep looking at the fundamentals or chart if you want to take advantage of the likely occurrence of the January effect on the stock market.

Hopefully this article helpful

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3:26:00 PM | 0 Comments